Life Insurance in and around Charles Town
Protection for those you care about
Life happens. Don't wait.

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- Harpers Ferry
- Kearneysville
- Martinsburg
- Inwood
- Ranson
- Bunker Hill
- Gerrardstown
- Spring Mills
- Hedgesville
- Middleway
- Shenandoah Junction
- Charles Town
- Shepherdstown
- Summit Point
- Bakerton
- Halltown
- Rippon
- Falling Waters
- Bolivar
- Shannondale
- Berkeley Springs
- Glengary
- Kabletown
- Bardane
Be There For Your Loved Ones
If you are young and a recent college graduate, it's the perfect time to talk with State Farm Agent Joe Russo about life insurance. That's because once you buy a home or condo, you'll want to be ready if tragedy strikes.
Protection for those you care about
Life happens. Don't wait.

Why Charles Town Chooses State Farm
One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with coverage for a specific number of years coverage for a specific time frame or another coverage option, State Farm agent Joe Russo can help you with a policy that works for you.
Regardless of where you're at in life, you're still a person who could need life insurance. Visit State Farm agent Joe Russo's office to discover the options that are right for you and your family.
Have More Questions About Life Insurance?
Call Joe at (304) 728-7416 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.


Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.