Homeowners Insurance in and around Charles Town
Protect what's important from the unexpected.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- Harpers Ferry
- Kearneysville
- Martinsburg
- Inwood
- Ranson
- Bunker Hill
- Gerrardstown
- Spring Mills
- Hedgesville
- Middleway
- Shenandoah Junction
- Charles Town
- Shepherdstown
- Summit Point
- Bakerton
- Halltown
- Rippon
- Falling Waters
- Bolivar
- Shannondale
- Berkeley Springs
- Glengary
- Kabletown
- Bardane
Home Sweet Home Starts With State Farm
New home. New adventures. State Farm homeowners insurance. They go hand in hand. And not only can State Farm help cover your home in case of ice storm or tornado, but it can also be beneficial in specific legal situations. If someone were to hold you financially accountable if they fell on your property, the right homeowners insurance may be able to cover the cost.
Protect what's important from the unexpected.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Protect Your Home With Insurance From State Farm
Homeowners coverage like this is what sets State Farm apart from the rest. Agent Joe Russo can be there whenever trouble knocks on your door, to get you back in your routine. State Farm is there for you.
There's nothing better than a clean house and coverage with State Farm that is commited and reliable. Make sure your home is insured by contacting Joe Russo today!
Have More Questions About Homeowners Insurance?
Call Joe at (304) 728-7416 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Weatherproofing: how to prepare for a heat wave
Weatherproofing: how to prepare for a heat wave
As the summer approaches, it’s critical to consider how to prepare for extreme heat. We’ll discuss heat safety tips for your home and vehicle.
10 Washing machine maintenance tips
10 Washing machine maintenance tips
Routine washer maintenance can help reduce breakdowns and costly water damage. Learn how to clean your washing machine and more.

Simple Insights®
Weatherproofing: how to prepare for a heat wave
Weatherproofing: how to prepare for a heat wave
As the summer approaches, it’s critical to consider how to prepare for extreme heat. We’ll discuss heat safety tips for your home and vehicle.
10 Washing machine maintenance tips
10 Washing machine maintenance tips
Routine washer maintenance can help reduce breakdowns and costly water damage. Learn how to clean your washing machine and more.