Skip to content

Homeowners Insurance in and around Charles Town

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • Harpers Ferry
  • Kearneysville
  • Martinsburg
  • Inwood
  • Ranson
  • Bunker Hill
  • Gerrardstown
  • Spring Mills
  • Hedgesville
  • Middleway
  • Shenandoah Junction
  • Charles Town
  • Shepherdstown
  • Summit Point
  • Bakerton
  • Halltown
  • Rippon
  • Falling Waters
  • Bolivar
  • Shannondale
  • Berkeley Springs
  • Glengary
  • Kabletown
  • Bardane

Home Sweet Home Starts With State Farm

You want your home to be a place to catch your breath after a stressful day at work. That doesn't happen when you're worrying about making sure you don't burn the cake, and especially if your home isn't insured. That's why you need us at State Farm, so all you have to worry about is the first part.

Protect what's important from catastrophe.

Help cover your home

Agent Joe Russo, At Your Service

Your home is the cornerstone for the life you cherish. That’s why you need State Farm homeowners insurance, just in case the unexpected happens. Agent Joe Russo can roll out the welcome mat to help provide you with coverage for your particular situation. You’ll feel right at home with Agent Joe Russo, with a hassle-free experience to get high-quality coverage for your homeowner insurance needs. Personalized care and service like this is what sets State Farm apart from the rest. Home can be a sweet place to live with State Farm homeowners insurance.

Whether you're prepared for it or not, the accidental can happen. But with State Farm, you're always prepared, so you can kick back knowing that your belongings are covered. Additionally, if you also insure your auto, you could bundle and save! Contact agent Joe Russo today to go over your options.

Have More Questions About Homeowners Insurance?

Call Joe at (304) 728-7416 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Signing a lease: What you need to know

When signing a lease, it’s important to prepare, understand your lease agreement, and ask the right questions of your landlord.

How to protect a vacant house after moving

If your former home hasn't sold, your vacant home could fall victim to potentially costly issues. Consider these tips for vacant property protection.

Profile photo of a State Farm Agent named: Joe Russo

Joe Russo

State Farm® Insurance Agent
Office Address:
111 W Liberty Street
Charles Town, WV 25414-1517
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Joe Russo

Joe Russo

State Farm® Insurance Agent
Office Address:
111 W Liberty Street
Charles Town, WV 25414-1517
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Signing a lease: What you need to know

When signing a lease, it’s important to prepare, understand your lease agreement, and ask the right questions of your landlord.

How to protect a vacant house after moving

If your former home hasn't sold, your vacant home could fall victim to potentially costly issues. Consider these tips for vacant property protection.