Homeowners Insurance in and around Charles Town
A good neighbor helps you insure your home with State Farm.
Apply for homeowners insurance with State Farm

Would you like to create a personalized homeowners quote?
- Harpers Ferry
- Kearneysville
- Martinsburg
- Inwood
- Ranson
- Bunker Hill
- Gerrardstown
- Spring Mills
- Hedgesville
- Middleway
- Shenandoah Junction
- Charles Town
- Shepherdstown
- Summit Point
- Bakerton
- Halltown
- Rippon
- Falling Waters
- Bolivar
- Shannondale
- Berkeley Springs
- Glengary
- Kabletown
- Bardane
What's More Important Than A Secure Home?
One of the most important precautions you can take for your favorite people is to make sure your home is insured through State Farm. This way you can laugh and play knowing that your home is taken care of.
A good neighbor helps you insure your home with State Farm.
Apply for homeowners insurance with State Farm

Don't Sweat The Small Stuff, We've Got You Covered.
From your home to your precious collectibles, State Farm has insurance coverage that will keep your valuables secure. Joe Russo would love to help you feel right at home with your coverage options.
Don’t let the unexpected about your home stress you out! Visit State Farm Agent Joe Russo today and find out how you can benefit from State Farm homeowners insurance.
Have More Questions About Homeowners Insurance?
Call Joe at (304) 728-7416 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What is homeowners insurance and what does it cover?
What is homeowners insurance and what does it cover?
After investing in your home, it's important to have it insured properly. What are all the policy coverages, forms and exclusions?
How to keep birds away from your house
How to keep birds away from your house
If birds or geese are a problem in your yard, becoming a nuisance to you and your family, these deterrent tips may help you keep unfriendly fowl at bay.

Simple Insights®
What is homeowners insurance and what does it cover?
What is homeowners insurance and what does it cover?
After investing in your home, it's important to have it insured properly. What are all the policy coverages, forms and exclusions?
How to keep birds away from your house
How to keep birds away from your house
If birds or geese are a problem in your yard, becoming a nuisance to you and your family, these deterrent tips may help you keep unfriendly fowl at bay.