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State Farm® Insurance Agent

Joe Russo

(304) 728-7416
111 W Liberty Street
Charles Town, WV 25414-1517

Located near Old Opera House and the old Charles Town Police Station.

Profile photo of a State Farm Agent named: Joe Russo

Would you like to create a personalized quote?

Office Info

Office Hours

M-TH 9am - 5pm

F 9am- 4pm


111 W Liberty Street
Charles Town, WV 25414-1517



Spring into savings this month with a free insurance quote - making sure you are properly covered is priceless! 🌷💸 #MayhemFreeMay Give us a call for all of your auto insurance, home insurance, renters insurance, life insurance, boat insurance, RV insurance, ATV insurance, health insurance/Medicare supplements, and business insurance needs!

Welcome to the Joe Russo State Farm Insurance Office. We are your local Charles Town State Farm team here to help all of West Virginia, Virginia, Maryland, and Pennsylvania with Insurance! We are here to help with Auto Insurance, Homeowner’s Insurance, Renters Insurance, Life Insurance, Business Insurance and so much more!

Although I grew up in Belle Vernon, PA, I am a proud West Virginian by choice! I am an alumnus of Robert Morris University; I graduated in 1998 with my Bachelor’s degree in Marketing and Finance.

State Farm’s mission and vision align very closely with my personal beliefs. The opportunity to cover and grow the assets of our customers is our agency’s driving force. The Russo Agency will strive to earn the opportunity to be our customers’ partner on their path to financial success! I love the close-knit communities of the Eastern Panhandle and the residents that call it home. As President John F. Kennedy once said, “The sun does not always shine in West Virginia, but the people always do.”

As for outside of the office, my wife Lindsay and I have been married since 2011. Together we have three boys, Zade is 8 and we have 6-year-old twins, Axyl, and Wylder. Our home is full of lots of enthusiasm! We also have two hound dogs named Belle, and Cooper. We like to remain active in our community and regularly attend Centerpoint Bible Church in Spring Mills! As for hobbies, I love to play sports with my boys, camping, biking, hiking, fishing, really anything outdoors, and football.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their car insurance, home insurance, renters’ insurance, ATV insurance, motorcycle insurance, life insurance, health insurance/Medicare supplements, Click, call, or come visit us at our Charles Town, WV office today.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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At Joe Russo State Farm, we are proud to serve Charles Town, WV, and the surrounding communities with reliable insurance coverage they can count on. We strive to provide the highest quality multi-line insurance products and financial services including auto insurance, homeowners’ insurance, renters insurance, life insurance, health insurance, business insurance, and much more. Stop in and meet with our experienced insurance team for a free quote. We are licensed to serve you in WV, VA, MD, and PA.

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Jennifer Adams

Marketing Coordinator

I am West Virginia born and raised, growing up in Hampshire County and now living in Martinsburg! I am currently an Account Representative with Joe Russo State Farm and have been in the insurance industry since September 2021. Outside of the office I enjoy reading, gardening, checking out the farmers markets and supporting small business shops on the weekend. Stop by our office soon, I am licensed to assist with Auto, Home, Renters, Life, and Health Insurance!

Kathy Moler

Insurance Account Representative

I am an Insurance Account Representative here at the Joe Russo State Farm office and have over 20 years of insurance experience. I grew up in Charles Town and now call Ranson, WV home. I enjoy having the opportunity to share connections and continue to build relationships with our neighbors! I like to spend my free time with my family and watching football. I am licensed to assist you with Auto, Home, Renters, Life, and Health Insurances!

Alice Chapman

Account Representative

I am an Account Representative here at Joe Russo State Farm and have over 5 years in the insurance industry under my belt. Jefferson County is a wonderful place to live it has a tight knit community feeling. I enjoy working in the Insurance Industry helping families find the right insurance to fit their needs. I am licensed to assist you with Auto, Home, Renters, and Health Insurance. Outside of the office, you can find me at flea markets, local small businesses, or with my family!