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State Farm® Insurance Agent

Joe Russo

(304) 728-7416
111 W Liberty Street
Charles Town, WV 25414-1517

Located near Old Opera House and the old Charles Town Police Station.

Profile photo of a State Farm Agent named: Joe Russo

Would you like to create a personalized quote?

Office Info

Office Hours

M-TH 9am - 5pm

F 9am- 4pm


111 W Liberty Street
Charles Town, WV 25414-1517



🌞 Summer is here, and it's the perfect time to ensure you’re covered for all your adventures and responsibilities! Whether you’re going on a road trip, hitting the open water, or just enjoying the sun at home, Joe Russo State Farm has the right insurance coverages to keep you protected! Meet with us virtually so you don’t have to miss a summer activity! Make sure your RVs, four wheelers, motorhomes, boats, motorcycles, side-by-sides, and jet skis are protected. We're your 1-stop shop for all insurance needs! Call or stop by today for a quote on auto insurance, home insurance, renters’ insurance, life insurance, business insurance, and so much more!

Welcome to the Joe Russo State Farm Insurance Office. We are your local Charles Town State Farm team here to help all of West Virginia, Virginia, Maryland, and Pennsylvania with Insurance! We are here to help with Auto Insurance, Homeowner’s Insurance, Renters Insurance, Life Insurance, Business Insurance and so much more!

Although I grew up in Western Pennsylvania, I am a proud West Virginian by choice! I am an alumnus of Robert Morris University; I graduated in 1998 with my Bachelor’s degree in Marketing and Finance.

State Farm’s mission and vision align very closely with my personal beliefs. The opportunity to cover and grow the assets of our customers is our agency’s driving force. The Russo Agency will strive to earn the opportunity to be our customers’ partner on their path to financial success! I love the close-knit communities of the Eastern Panhandle and the residents that call it home. As President John F. Kennedy once said, “The sun does not always shine in West Virginia, but the people always do.”

As for outside of the office, my wife Lindsay and I have been married since 2011. Together we have three boys, Zade is 9 and we have 6-year-old twins, Axyl, and Wylder. Our home is full of lots of enthusiasm! We also have two hound dogs named Belle, and Cooper. We like to remain active in our community and are members of Centerpoint Bible Church in Spring Mills! As for hobbies, I love to play sports with my boys, camping, biking, hiking, fishing, anything outdoors, and football.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their car insurance, home insurance, renters’ insurance, ATV insurance, motorcycle insurance, life insurance, health insurance/Medicare supplements, Click, call, or come visit us at our Charles Town, WV office today.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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At Joe Russo State Farm, we are proud to serve Charles Town, WV, and the surrounding communities with reliable insurance coverage they can count on. We strive to provide the highest quality multi-line insurance products and financial services including auto insurance, homeowners’ insurance, renters insurance, life insurance, health insurance, business insurance, and much more. Stop in and meet with our experienced insurance team for a free quote. We are licensed to serve you in WV, VA, MD, and PA.

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Kathy Moler

Insurance Account Representative

I am an Insurance Account Representative here at the Joe Russo State Farm office and have over 20 years of insurance experience. I grew up in Charles Town and now call Ranson, WV home. I enjoy having the opportunity to share connections and continue to build relationships with our neighbors! I like to spend my free time with my family and watching football. I am licensed to assist you with Auto, Home, Renters, Life, and Health Insurances!

Eric Meadows

I am an Account Representative here at the Joe Russo State Farm office and I have been in the insurance industry for over 3.5 years now. I have lived in Inwood, WV my entire life and I like knowing the area and the people I serve! I like to spend my free time golfing and I am licensed to assist with Auto, Home, Renters, and Life Insurance!

Jennifer Adams

Marketing Coordinator

I am West Virginia born and raised, growing up in Hampshire County and now living in Martinsburg! I am currently an Account Representative with Joe Russo State Farm and have been in the insurance industry since September 2021. Outside of the office I enjoy reading, gardening, checking out the farmers markets and supporting small business shops on the weekend. Stop by our office soon, I am licensed to assist with Auto, Home, Renters, Life, and Health Insurance!